To gauge growth, you need to measure it, and that requires a measuring device. Carpenters use a tape measure, fruit sellers use a scale, and investors use standardized portfolios called benchmarks. Sure, you might be making money, but are you optimizing your gains? Do your gains match your risk exposure? Do your losses indicate that …
Many people don’t start planning for retirement until well into their 40s and 50s. If that sounds like you, don’t worry. You still have time to save. If we could tell our younger selves anything, a lot of us would say to begin saving money for retirement earlier in life. But it doesn’t always work out …
Financial planners and personal accountants specialize in helping you manage your money situation so you can focus on other goals. But the question is, which one do you need? With the right tools and information, you can successfully manage your personal finances most of the time. However, certain situations can be too complex to handle …
The price-to-earnings ratio is one of the most crucial ratios used by investors to determine whether or not a stock is overvalued, fairly valued, or even undervalued. In this article, we’ll carefully analyze what factors influence the analysis of the price-to-earnings ratio and its importance when picking stocks and deciding whether or not to invest …
Along with maintaining the health and well-being of the ones you love, you’ll consider their financial security at some point. Family investing is simply strategic planning to ensure financial peace of mind for generations. Having a family is a big commitment. As you age and your household grows, more and more people could fall under your umbrella …
Planning for retirement can be a daunting task. But don’t worry. Everyone’s an investing expert, and they’ll happily share their expertise with you! (Just kidding). While the people around you might mean well, they’re often just repeating myths – some good, some bad. Some will tell you to invest every dime in the latest overhyped …
It is essential to track your investment portfolio. The assets you hold, such as stocks, bonds, and mutual funds, are out to achieve long-term goals. Do you know if they are hitting their marks? With today’s busy lifestyles, there are many moving parts to keep track of, and your investment portfolios might be one of the most …
We’ve all been there, looking for the perfect holiday gift for special someone. You’ve thumbed through catalogs, scrolled retail sites, and done some actual window shopping. What about something useful that makes the most of your money and will grow over time? Boy, have we got the wish list for you! Investment gifts are thoughtful and …
Long-term investing and day trading have similar goals but take different approaches. Both want to make money in the stock market – they’re just on opposite ends of the risk/reward spectrum. Imagine two people at the beach. One person is surfing the massive breakers – a thrilling, dangerous, intense experience. Another person is just chilling on …
Knowing the difference between trailing and forward dividends and their corresponding yield metrics will help you evaluate, compare and choose the investments that are best for your situation. Our first step is to look at what dividends are, where they come from, and how frequently they are paid. We’ll then discuss the details of what …